Latest Interviews
Showing 1–3 of 3 transcripts.
Clear all filters- a16z46 min
How AI Will Transform Fintech In 2026
The fintech industry has transitioned from a post-pandemic boom and subsequent winter to a 2025 recovery phase where companies like SoFi and Revolut are prioritizing profitability over hyper-growth. Key players such as Plaid have pivoted their strategic focus from account linking to building AI-driven data infrastructure while the sector confronts a paradox where artificial intelligence now drives an 18% annual rise in sophisticated fraud. Looking forward, investment momentum is shifting toward B2B software solutions and emerging markets, alongside a convergence of crypto assets into regulated traditional banking rails.
- a16z30 min
Marco Argenti (Goldman Sachs): Turning Developers into Clients
Marco Argenti, a veteran engineer whose career spans four major technology shifts, now leads Goldman Sachs' engineering strategy by treating internal developers as primary customers to drive a culture of rapid, standardized innovation. Leveraging a "look outside first" approach and a selective AI pilot program, the firm has achieved productivity gains of up to 40% while preparing to expand generative tools to knowledge workers across its financial services division. Argenti predicts that within a decade, this hybrid AI architecture will transform the industry into a real-time business where speed of pricing and decision-making becomes the defining competitive advantage.
- a16z51 min
When Two Giants Intersect: Healthcare Meets Fintech
Amidst a US healthcare crisis defined by $4.3 trillion in annual spending and systemic inefficiencies, new regulatory mandates for price transparency are catalyzing a wave of fintech innovation aimed at realigning incentives across providers, payers, and consumers. Startups like Juniper and Thatch are leveraging value-based payment models and embedded financial infrastructure to automate revenue cycles and optimize benefit utilization, while tech-native carriers address critical gaps in preventative care and high-cost drug coverage. This rapidly evolving sector demands hybrid founding teams capable of navigating complex state regulations to bridge the operational divide between agile startups and massive legacy incumbents.