Panel
FinTech's Global Playbook: Breaking Barriers and Borders | Global Conference 2026
Milken InstituteNicole Valentine, Roberto Campos Neto, Denelle Dixon, Nigel Morris, Haseeb Qureshi, Barry Silbert
- Stablecoins are projected to grow 200% to 300% in emerging markets, with a potential market value of $2.7 trillion by the end of the decade representing 15% of M2, though this growth may eventually hurt the credit function of smaller economies.
- Panelists predict that centralized technology will enable the deployment of banks with 50 to 60 employees and efficiency ratios of 20% or less, while fintech earnings are expected to expand exponentially between 21% and 25% compared to 7% to 8% for incumbents.
- A trillion-dollar fintech firm is forecast to emerge within the next 10 years, with fintechs expected to hold a 10% market share by 2030, while 30% to 40% of current fintech leaders like Revolut and Stripe grow rapidly enough to approach $100 billion valuations.
- Regional banking in the US is expected to be disrupted within five years as 4,300 regional banks lack the capability to compete, prompting a need for new regulations regarding digital banks and global platforms.
- Central banks are anticipated to react to stablecoin growth by launching national stablecoin account systems to facilitate digital fiat access, a move that experts warn could make inflating the money supply significantly easier.
- Decentralized currencies like Bitcoin and Zcash are predicted to capture a large portion of the store of value market long-term, while every investable asset is expected to eventually be recorded on a blockchain.
- Institutional privacy features are predicted to be implemented within the next four months, and AI is expected to dramatically increase the detection of bugs in new platform issuances.
- Organizational structures must shift from hierarchical models to fluid designs to accommodate technical literacy, with leaders needing to embrace curiosity and open, auditable code while avoiding status quo bias.
- The US dollar's potential dominance in the stablecoin market is expected to grant the US the ability to print more money and internationalize the dollar, potentially negatively impacting the monetary policy independence of other nations.
- The convergence of AI, crypto, and geopolitics is projected to render the world unrecognizable within 10 years, necessitating that organizations focus on market conditions over 3 to 6-month horizons and develop adaptive cultural advantages.