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Earnings Call, Interview

Goldman Sachs’ Third-Quarter Earnings

  • Goldman Sachs anticipates that sustained market activity, volatility, and dissymmetry will drive business growth by enabling the firm to act as a market maker and capital provider.
  • The firm expects the macroeconomic environment to remain complex through the pandemic's duration, characterized by a prolonged low-interest rate setting and geopolitical uncertainty stemming from the U.S. election.
  • Specific volatility is projected for the fourth quarter, where half a dozen to a dozen circumstances could create rocky market conditions, likely increasing client demand for the firm's services.
  • Capital, liquidity, and risk resources have been pre-positioned to remain competitive and deployable during the anticipated volatile quarter in the coming months.
  • Internal reorganizations are planned to align divisions with segments, ensuring business leaders assume responsibility across both segment and division boundaries.
  • Strategic focus for 2021 and beyond includes incumbent businesses alongside new initiatives in transaction banking, consumer business, and alternatives to drive heft and growth.
  • The firm targets 2021 as a "focus year" on execution, expecting a better performance than 2020 across all respects without the operational distractions encountered previously.
  • Confidence in capturing the opportunity set is higher than previous assessments, contingent on the firm's ability to navigate the evolving market landscape.