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Priced out: Can high-density housing solve the affordability crisis? (KPCC Forum Series)

  • The "Rescuing the California Dream" forum series is scheduled to conclude with a summary panel at the Milken Institute California Summit in December.
  • Real income growth for families is projected to remain flat for a significant period, continuing a stagnation trend observed over the last 12 to 15 years.
  • Home ownership rates have stabilized around 64% post-financial crisis and may dip slightly further or remain static as housing preferences evolve with aging populations.
  • Without aggressive policy intervention, experts predict Los Angeles could become a "tale of two cities" separated by wealth within the next 50 years.
  • The Ellis Act is expected to continue driving the displacement of tenants and the demolition of affordable units for luxury developments unless legislation is changed.
  • A comprehensive declaration of a "state of emergency" on affordable housing is considered necessary to mobilize resources and reverse the current trajectory of policy fragmentation.
  • The private market is not expected to develop affordable housing independently, necessitating requirements like inclusionary zoning to ensure production.
  • Adaptive reuse of vacant commercial buildings and the implementation of accessory dwelling unit (ADU) ordinances are identified as viable strategies to meet supply goals, potentially adding 100,000 units if 20% of single-family lots are utilized.
  • Micro-units ranging from 250 to 350 square feet are viewed as a promising but limited solution for entry-level renters, unsuitable for families.
  • Transit-oriented development and mixed-use housing trends are expected to increase, though experts question if supply will be sufficient to resolve the crisis within 50 years.
  • Value capture strategies along transit lines, including the potential use of Cap and Trade dollars and increased property taxes, are proposed to fund affordable housing projects.
  • Preserving existing "naturally occurring affordable housing" through Community Development Financial Institutions (CDFIs) and project-based vouchers is critical to preventing a net loss of units.
  • Nonprofit developers are expected to continue producing the highest quality affordable housing due to mission-driven approaches, whereas for-profit developers without such mandates may exacerbate gentrification.
  • If lower-income residents are forced to move away from transit corridors, public transit systems may be obligated to extend service to new locations, creating inefficiencies.
  • High-density development is anticipated to return as a primary solution to housing shortages, though experts emphasize the need for equitable distribution across all neighborhoods to avoid NIMBY opposition.
  • A "statewide fix" clarifying legal authority is needed to enable jurisdictions to implement inclusionary ordinances, building on successes seen in Pasadena and the potential for Metro's 35% affordability commitment on owned land.
  • Federal agencies like the FHFA are expected to address national-level housing policy gaps over the next 50 years, potentially following models established after the Great Depression.
  • Section 8 waiting lists, if opened, are projected to enroll 700,000 eligible individuals, highlighting the massive gap between current supply and unmet demand.
  • Specific projects like the Wivenwood apartments in Boyle Heights pose risks of displacing long-term community residents if built as planned without adequate safeguards.
  • California is expected to lead national efforts in developing housing solutions that other regions may adopt as their own crises intensify.
  • Regulatory barriers, including zoning restrictions and the fear of strangers in backyards, remain significant obstacles to widespread second-unit construction and density.
  • The trend of converting single-family homes into multi-unit dwellings is expected to face political resistance if more than 10% of lots in a neighborhood adopt such ordinances.
  • Future housing patterns will likely shift as aging baby boomers downsize and urbanize, requiring walkable services and diverse housing types beyond the traditional single-family home.
  • Market demand for residential units in downtown Los Angeles, driven by the adaptive reuse ordinance, is expected to continue as more buildings are converted for housing.
  • Without a shift from the singular "American dream" of single-family homeownership to diverse housing options including apartments, societal outcomes may be hindered.
  • Stagnant real incomes nationally, rather than just in California, are identified as a root cause of the affordability crisis requiring broad-based solutions.