Business Wire·Nov 10, 2026, 4:15 PM ET

American Integrity Insurance Group, Inc. Reports Third Quarter 2026 Results

AII

American Integrity Insurance Group reported third quarter 2026 results with 41,000 voluntary new business policies sold, representing a 57% year-over-year increase.
Revenue grew by a record 83% year-over-year to reach $113.5 million in total revenues for the quarter.
Income before income taxes was $39.6 million, marking one of the most profitable quarters in the company's history.
Gross premiums written increased 23% year-over-year to $293 million, while net premiums earned rose 95% to $101.2 million.
Net income for the quarter was $28.4 million, or $1.44 per diluted share, compared to $13.2 million in the same period of 2025.
Policies in-force reached 481,446 as of September 30, 2026, an 18.6% increase year-over-year, with in-force premium totaling $1,069 million.
The combined ratio improved to 70.6% from 78.9% in the third quarter of 2025, driven by a loss ratio of 36.6% and an expense ratio of 34.0%.
The company wrote 8,003 voluntary new residential policies in Florida's Tri-County region, a 34x increase from 233 policies in the prior year quarter.
Return on equity was 29.8% for the quarter, while book value per share increased 23.7% to $19.96 compared to September 30, 2025.
No policies were assumed from Citizens Property Insurance Corporation as none met the company's underwriting standards for profitability.
Ceded premiums earned decreased 9.5% year-over-year due to a reduction in the non-catastrophe quota share reinsurance arrangement from 40% to 25%.
Net investment income increased to $8.4 million, up from $6.9 million in the third quarter of 2025, driven by growth in invested assets.
A conference call to discuss these results is scheduled for November 11, 2026, at 9:30 a.m. Eastern Time.