GlobeNewswire·Nov 10, 2026, 5:00 PM ET

Bread Financial Provides Performance Update for October 2026

Bread Financial Holdings, Inc. issued a performance update for the month ended October 31, 2026.
End-of-period credit card & other loans totaled $18,961 million as of October 31, 2026, compared to $17,694 million in 2025.
Average credit card & other loans rose 6.9% year-over-year to $18,846 million from $17,627 million in the prior year period.
Net principal losses were $107 million in October 2026, down from $112 million in October 2025.
The net principal loss rate decreased to 6.69% in October 2026 from 7.50% in the same period of 2025.
30+ day delinquencies on principal were $939 million as of October 31, 2026, compared to $963 million in 2025.
The delinquency rate fell to 5.64% as of October 31, 2026, from 6.05% in the prior year.
Bread Financial celebrated 30 years of success in 2026 while providing payment, lending, & saving solutions to U.S. consumers.
The release includes forward-looking statements regarding future financial performance, strategy, & economic conditions.
Potential risks affecting results include macroeconomic conditions, regulatory changes, cyberattacks, & litigation related to the LoyaltyOne spinoff.
Investor & media contact information was provided for Brian Vereb, Susan Haugen, & Rachel Stultz.

Company: Bread Financial Payments, Inc.
Keywords: NYSE:BFH , Bread Financial Payments, Inc., BreadFinancial, finance, financialservices, creditstats