Earnings Releases·Nov 10, 2026, 4:16 PM ET

American Integrity Insurance Group, Inc. — Third Quarter 2026 Earnings Summary

Net income surged 115.4% year-over-year to $28.4 million ($1.44 per share), while total revenues grew 83.0% to $113.5 million, driven by a 94.5% increase in net premiums earned.
Underwriting performance improved significantly with the combined ratio dropping to 70.6% from 78.9% and the loss ratio falling to 36.6% from 54.1% year-over-year.
Voluntary new business policies increased 57% year-over-year to 41,000, with in-force policies reaching 481,446, though the company assumed no policies from Citizens Property Insurance Corporation during the quarter.
Management highlighted a "substantial runway" for growth and disciplined underwriting, while the company remains debt-free with shareholders' equity rising to $391.2 million.
No specific financial guidance figures were provided for future periods, though the company anticipates future Citizens take-out opportunities and continues to face risks related to catastrophic events and regulatory conditions.