AMERISAFE — Q3 2026 Earnings Summary

Amerisafe reported net premiums earned of $73.3 million for the third quarter of 2026, representing a 3.0% increase from the same period in 2025. Net income for the quarter declined 47.9% to $7.2 million, driven by a higher net combined ratio of 96.5% compared to 90.6% in the prior year period. The company's underwriting profit decreased to $2.5 million due to increased loss and loss adjustment expenses and higher operating costs. Over the nine-month period ended September 30, 2026, net premiums earned grew 7.7% to $225.7 million, while net income fell 18.5% to $29.9 million.