Earnings Releases·Oct 26, 2026, 10:49 AM ET

City Holding Company — Third Quarter 2026 Earnings Summary

Net income declined 1.7% year-over-year to $34.6 million, while record diluted EPS rose 0.8% to $2.43; non-interest income increased 4.4% year-over-year to $21.4 million, offset by a 6.8% rise in non-interest expenses to $40.9 million.
The Board approved a quarterly cash dividend increase of 15% to $1.00 per share, payable October 30, 2026, supported by $74 million in cash and $120 million in available dividends from City National Bank.
Gross loans grew to $4.55 billion and total deposits reached $5.36 billion, with commercial and industrial loans up 4.4% and residential real estate loans up 0.5% during the quarter.
Capital ratios remain strong with a Common Equity Tier 1 ratio of 15.5%, though the tangible equity ratio declined to 9.4% from 9.9% due to unrealized security losses.
No specific forward-looking financial guidance was provided, with management citing potential impacts from economic conditions, credit risk, and regulatory changes.