OceanFirst Financial Corp. — Third Quarter 2026 Earnings Summary

OceanFirst Financial Corp. reported net income of $16.5 million, or $0.17 per diluted share, for the third quarter ended September 30, 2026, compared to $17.3 million in the prior year period. The company completed its acquisition of Flushing Financial Corporation on June 1, 2026, which contributed $37.1 million in non-recurring merger-related expenses to the current quarter results. Total loans grew by $215.7 million to $16.49 billion, driven by a 15% increase in commercial loan originations, while total deposits rose $319.3 million to $18.1 billion. Core earnings for the quarter reached $46.9 million, or $0.48 per share, reflecting improved operational efficiency following the successful integration of Flushing's core systems.