OppFi — Third Quarter 2026 Earnings Summary

OppFi Inc. reported third-quarter 2026 net income attributable to the company of $34.5 million, a 17.2% decrease from the same period in 2025, while total revenue declined 3.8% to $149.2 million. The company launched a new Line of Credit product and repurchased $6.7 million of common stock during the quarter, contributing to a strategic transformation aimed at diversifying its product suite. For the full year 2026, OppFi updated its guidance to project total revenue between $600 million and $610 million and adjusted net income between $115 million and $120 million. Key performance metrics for the quarter showed total net originations of $229.3 million and an ending receivables balance of $458.6 million.