QNB Corp. — Third Quarter 2026 Earnings Summary

QNB Corp. reported a net loss of $14.77 million, or $2.67 per diluted share, for the third quarter of 2026, driven by a $27.7 million loss from balance sheet restructuring and $251,000 in merger-related costs. Excluding these one-time items, the company achieved adjusted net income of $7.21 million, representing an adjusted diluted earnings per share of $1.30. The bank's net interest income increased by $6.16 million to $19.16 million, while total assets grew to $2.36 billion following the acquisition of Victory Bancorp and a public equity offering. Despite the reported GAAP loss, adjusted return on average equity improved to 14.49% compared to 13.89% in the prior year period.