Regional Management Corp. — Third Quarter 2026 Earnings Summary

Regional Management Corp. reported third-quarter 2026 net income of $15.1 million, representing a 5.3% year-over-year increase, with diluted earnings per share rising 13.4% to $1.61. The company achieved record total revenue of $178.8 million, driven by portfolio growth and increased fee income from its bank partnership program, while the annualized operating expense ratio improved to 12.6%. Net finance receivables grew 7.6% year-over-year to $2.2 billion, supported by a 15.2% increase in large loan receivables, although the net credit loss rate rose 70 basis points to 10.9% compared to the prior year period.