SHF Holdings, Inc. — Third Quarter 2026 Earnings Summary

Safe Harbor reported third-quarter 2026 revenue of $1.95 million, a 6.5% increase driven by a 70.2% rise in loan program income. Average client deposit balances grew 3.8% year-over-year to $112 million, while the trailing 14-day average reached $119.3 million. The company narrowed its operating loss to approximately $1 million, though it reported a net loss of $979,000 due to the absence of a prior-year debt extinguishment gain. On October 23, 2026, Safe Harbor entered a nonbinding term sheet for a proposed business combination with Opifex Media Inc., and Nasdaq granted an extension to regain compliance with minimum bid price requirements by April 19, 2027.