Unum Group — Third Quarter 2026 Earnings Summary

Unum Group reported a net loss of $419.7 million for the third quarter of 2026, driven primarily by an $853.0 million before-tax net investment loss related to the Fortitude Re reinsurance transaction. Despite the reported loss, the company generated $349.0 million in after-tax adjusted operating income, reflecting strong premium growth of 4.7 percent on a constant currency basis. Core operating segments delivered an adjusted operating return on equity of 21.3 percent, while Colonial Life saw a 35.0 percent increase in segment adjusted operating income. The company maintained a robust balance sheet with holding company liquidity of $1.4 billion and returned approximately $1.04 billion in capital year-to-date through share repurchases and dividends.