Earnings Releases·Oct 23, 2026, 8:43 AM ET

UWM Holdings — Third Quarter 2026 Earnings Summary

Preliminary Q3 2026 loan origination volume reached $33.4 billion ($22.8B purchase, $10.6B refinance) with a 124 basis point gain margin; full-year 2026 revenue guidance was lowered to $3.35–$3.50 billion due to reduced industry origination volume.
Net income is projected between $205 million and $220 million, with Adjusted EBITDA estimated at $170–$190 million, while total Preferred and Common Equity stands at approximately $2.8 billion.
The Company plans to sell $70–$80 billion of MSRs in Q4 2026 for over $1.8 billion in proceeds, which combined with $400 million from a rights offering, will fund non-funding debt paydown.
UWM maintains its position as the nation's largest purchase lender and largest wholesale mortgage lender for eleven consecutive years, originating approximately 8% of total U.S. residential mortgage production in 2026.