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PR Newswire·

BLADEX ANNOUNCES NET PROFITS OF $56.0 MILLION OR $1.50 PER SHARE IN 4Q25 AND $226.9 MILLION OR $6.11 PER SHARE IN 2025

BLX
  • Bladex announced fourth-quarter and full-year 2025 financial results, reporting net profits of $56.0 million for 4Q25 (+9% YoY) & $226.9 million for FY25 (+10% YoY).
  • Adjusted Annualized Return on Equity (ROE) reached 14.2% for 4Q25 & 15.8% for FY25, with figures of 13.4% & 15.4% respectively when including the impact of the September 2025 AT1 issuance.
  • Net Interest Income (NII) grew to $70.8 million in 4Q25 (+6% YoY) & $271.2 million in FY25 (+5% YoY), while Net Interest Margin (NIM) stood at 2.39% for 4Q25 & 2.36% for FY25.
  • Fees & non-interest income surged to $18.0 million in 4Q25 (+57% YoY) & $68.4 million in FY25 (+54% YoY), driven by record trade-finance activities & growth in derivatives income.
  • The Efficiency Ratio was 30.9% for 4Q25 & 26.7% for FY25, reflecting increased operating expenses from technology investments & headcount growth.
  • The Credit Portfolio hit an all-time high of $12,599 million at year-end 2025 (+12% YoY), composed of $11,184 million in Commercial Portfolio & $1,415 million in Investment Portfolio.
  • Asset quality remained healthy with 98.2% of the portfolio classified as low-risk or Stage 1, while impaired credits totaled $38.7 million (0.3% of the portfolio) with a reserve coverage of 2.8x.
  • The deposit base reached $6,604 million at the end of 4Q25 (+22% YoY), representing 62% of total funding sources.
  • Liquidity position stood at $1,911 million (14.9% of total assets), primarily consisting of deposits with the Federal Reserve Bank of New York.
  • Tier 1 Capital & Regulatory Capital Adequacy Ratios were 17.4% & 15.5% respectively at the end of 4Q25, well above internal targets.
  • The Board declared a common dividend of $0.6875 per share for 4Q25, a 10% increase from the prior period, payable on March 12, 2026.