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CBIZ Releases 2026 Benefits & Insurance Market Outlook Highlighting Rising Costs, Regulations, and Workforce Trends

  • CBIZ, Inc. launched its 2026 Benefits & Insurance Market Outlook to help employers navigate rising healthcare costs & employee expectations.
  • Projected healthcare costs are set to rise 10% per employee in 2026, driven largely by an 81% surge in GLP-1 medication expenses since 2023.
  • 70% of employees state that customizable benefits increase loyalty, creating pressure for more flexible total rewards.
  • Significant regulatory shifts in 2026 include the SECURE 2.0 Roth catch-up mandate, new tax credits under the One Big Beautiful Bill Act (OBBBA), & expanded pay transparency laws.
  • Organizations are increasingly using AI & automation to streamline HR operations, necessitating stronger AI governance.
  • Commercial insurance risks are expanding to include natural disasters, cyber threats, social inflation, supply chain disruptions, geopolitical instability, & workforce continuity challenges.