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Equifax Expands Strategic Patent Portfolio in First Half of 2026

EFX
  • Equifax secured 39 new global patents in the first half of 2026, bringing its total intellectual property portfolio to over 750 issued or pending patents.
  • The company has obtained 14 AI-specific patents year-to-date to support its EFX.AI™ strategy & deepen leadership in explainable AI.
  • A Canadian patent grant covers a methodology for optimizing neural networks for risk assessment, expanding the invention to 11 patents globally including in the U.S., Australia, & India.
  • This neural network patent enforces a one-directional relationship between inputs & outputs to solve the AI "black box" problem while maintaining predictive power.
  • Over 190 pending or approved patents support Equifax's leadership in identity verification & fraud detection against schemes like synthetic identities & account takeovers.
  • A U.S. patent methodology assesses risk for personally identifiable information by isolating elements like email addresses, phone numbers, & device IDs to evaluate transactional risk.
  • Equifax's custom data fabric unifies data from over 100 sources, ingesting 20 billion records monthly & orchestrating more than 250 billion linked records.
  • A U.S. patent for data transformation techniques in multi-system environments ensures recipient systems receive complete datasets rather than fragmented pieces to improve real-time fraud detection.
  • These innovations enable solutions such as Insights Score for Personal Loans, Signal Score for Email, & Payments Fraud capabilities.