GlobeNewswire·Nov 11, 2026, 4:09 PM ET

EZCORP Reports Fourth Quarter Fiscal 2026 Results

EZPW

EZCORP reported net income attributable to shareholders of $34.3 million for the fourth quarter ended September 30, 2026, representing a 28% increase from the prior year.
Full-year net income for fiscal 2026 reached $165.9 million, marking a 51% increase year-over-year.
Diluted earnings per share (EPS) rose 26% to $0.43 in the fourth quarter and 46% to $2.07 for the full year.
Adjusted EBITDA increased 33% to $64.0 million in Q4 and 47% to $276.7 million for the full year.
Total revenues grew 33% to $447.1 million in Q4 and 33% to $1.69 billion for the full year.
Pawn loans outstanding (PLO) increased 31% to $402.8 million, driven by higher average loan sizes and new store additions.
The company expanded its store footprint by 41 locations in Q4 and 230 locations for the full year, bringing the total to 1,590 stores across 15 countries.
EZCORP acquired the remaining interest in Simple Management Group (SMG) in July 2026, making it a wholly-owned subsidiary.
U.S. Pawn segment revenues increased 14% in Q4, while Latin America Pawn revenues rose 36% in the same period.
Jewelry scrap sales surged 86% in Q4 and 144% for the full year due to rising gold prices and increased inventory purchases.
Merchandise sales gross margins improved to 37% in Q4 from 35% in the prior year period.
Store expenses increased 21% in Q4 and 25% for the full year, primarily due to labor costs and store expansion.
Cash and cash equivalents decreased to $295.1 million from $469.5 million, largely due to the retirement of SMG's third-party debt.
The company expects to file its Form 10-K for the year ended September 30, 2026, on November 12, 2026.
EZCORP will host a conference call on November 12, 2026, at 8:00 am Central Time to discuss these financial results.

Company: EZCORP, Inc.
Keywords: Nasdaq:EZPW, EZCORP, Inc.