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FICO Announces Earnings of $10.45 per Share for Third Quarter Fiscal 2026

FICO
  • FICO reported third fiscal quarter 2026 revenue of $674.2 million, a 26% increase from $536.4 million in the prior year period.
  • GAAP net income for the quarter reached $237.2 million, or $10.45 per share, compared to $181.8 million, or $7.40 per share, in the prior year.
  • Non-GAAP net income totaled $276.6 million, or $12.18 per share, versus $210.6 million, or $8.57 per share, in the prior year period.
  • Operating cash flow was $380.4 million, while free cash flow was $370.3 million, both representing significant year-over-year growth.
  • Scores revenue grew 41% to $458.9 million, driven by a 49% increase in B2B revenue & a 5% rise in B2C revenue.
  • Software revenue increased 2% year-over-year to $215.3 million, with Software Annual Recurring Revenue (ARR) up 10% due to a 62% platform ARR increase.
  • The company raised its full-year fiscal 2026 revenue guidance to $2.53 billion from a previous $2.45 billion.
  • Updated full-year fiscal 2026 GAAP net income guidance is now $850 million, with Non-GAAP net income guidance raised to $979 million.
  • FICO will host a webcast on July 29, 2026, at 5:00 p.m. Eastern Time to discuss the results & strategic updates.
  • As of June 30, 2026, total assets were $2.04 billion, while long-term debt increased to $5.28 billion from $2.66 billion in the prior year.