Business Wire·Nov 4, 2026, 4:15 PM ET

FICO Announces Earnings of $8.12 per Share for Fourth Quarter Fiscal 2026

FICO reported fourth-quarter fiscal 2026 revenue of $657.0 million, a 27% increase from $515.8 million in the prior year period.
GAAP net income totaled $175.0 million ($8.12 per share), compared to $155.0 million ($6.42 per share) in the prior year.
Non-GAAP net income was $239.3 million ($11.10 per share), excluding one-time items including a $65 million litigation settlement accrual, a $48 million gain on an equity investment sale, & a $27 million restructuring charge.
Net cash provided by operating activities reached $294.2 million, while free cash flow was $284.3 million, both up significantly from the prior year.
Scores segment revenue grew 33% to $413.8 million, driven by a 39% increase in B2B revenue & a 3% rise in B2C revenue.
Software segment revenue increased 19% to $243.2 million, with Software Annual Recurring Revenue (ARR) up 14% year-over-year.
The company is transitioning to bespoke mortgage pricing & did not provide fiscal year 2027 guidance due to elevated interest rates & market uncertainties.
FICO will host a conference call on November 4, 2026, at 5:00 p.m. Eastern Time to discuss results & strategic updates.