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Global Payments Expands Adaptive Authentication Platform

GPN
  • Global Payments Inc. expanded its Adaptive Authentication platform by integrating the Visa Intelligent Data Exchange (IDX) API.
  • The update enables merchants in the U.S. & Canada to share richer transaction data with issuers to improve authorization rates & reduce false declines.
  • The AI-powered Adaptive Authentication platform dynamically selects authentication strategies including 3D Secure, Data Only authentication, SCA Exemptions & the new Visa IDX API.
  • Visa IDX API is initially available for eligible domestic transactions in the U.S. & Canada while Adaptive Authentication remains globally accessible.
  • Previous deployments of Data Only authentication & AI optimization have historically helped merchants achieve approval rate improvements of four to six percent.
  • The expanded platform combines Visa IDX capabilities with fraud & risk tools from Ravelin to support data-driven digital commerce.
  • Global Payments manages trillions in payment volume across more than 175 countries & is headquartered in Atlanta, Georgia.