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H&R Block Emerald Advance® Loan offers up to $1,750 now through Dec. 30

  • H&R Block is accepting applications for the Emerald Advance Loan, originated by Pathward N.A., through December 30, 2026.
  • The loan offers a fixed rate of up to $1,750 with an APR of 35.90% and no impact on credit scores during eligibility checks.
  • Borrowers are not required to make minimum monthly payments, with full repayment due by March 31, 2027.
  • Deloitte's 2026 Holiday Retail Survey indicates average household holiday spending is projected to reach $1,654, a 4% increase from the prior year.
  • A 2025 H&R Block survey found that 65% of loan applicants used funds to pay bills.
  • H&R Block advises borrowers to carefully review repayment terms, interest costs, & loan amounts before applying.
  • Customers can apply online or at participating H&R Block offices, with funds accessible within minutes via an Emerald Card or Spruce account.
  • The offer is limited to eligible customers subject to credit approval & specific terms & conditions.
Company
HRB Tax Group, Inc.
Keywords
NYSE:HRB, HRB Tax Group, Inc.