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nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide

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  • Parlay and nCino announced a partnership to integrate Parlay's AI-native Loan Intelligence System with nCino's Commercial & Small Business Solutions for SBA lending.
  • The integration provides a connected, AI-native path from inquiry to loan origination for the 1,400 SBA lenders in the U.S.
  • The solution replaces decades of manual paperwork with a one-click handoff that handles intake, eligibility, & deal structuring before a banker opens a file.
  • Parlay's live integration has processed over $500 million in SBA loan inquiries in 2026, including for First Internet Bank.
  • Existing Parlay customers report an 80% reduction in manual work required to reach a credit-ready file.
  • The partnership allows community banks & credit unions to launch SBA programs without building a back office first.
  • High-volume lenders can free up specialist hours for credit judgment instead of paperwork.
  • Under the agreement, nCino will resell & support Parlay's LIS while Parlay continues to serve the broader SBA market directly.
  • The collaboration aims to close capital access gaps for small businesses that do not fit standard bank credit boxes.
  • Alex McLeod, Parlay Co-Founder & CEO, stated the partnership enables scaling SBA programs without requiring a rip & replace of existing systems.
  • Chris Gufford, nCino Chief Product Officer, noted the pairing provides agentic capabilities to move eligible borrowers to approval faster.
  • nCino offers this integration along with in-branch SBA lending capabilities to its new & existing customer base.