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OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Tenth consecutive year of net income Net income increased 112.4% year over year to $83.8 million for full-year 2024 Adjusted net income1 increased 99.2% year over year to $82.7 million for full-year 2024, a Company