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Rate Companies: Where the Best Women in Mortgage Do Their Best Work

  • Four of the ten highest-producing women mortgage originators in the US work at Rate Companies according to Scotsman Guide's 2026 rankings.
  • Risha Kilaru, Jennifer Beeston, Fif Ghobadian, & Lysa Griffith are the four originators highlighted in the list.
  • These four originators closed $1.1 billion in volume this year & $3.3 billion over the past three years.
  • Together, the top ten women originators combined for $2.8 billion in volume & 3,351 closed loans, representing a 12% increase from the prior year.
  • Risha Kilaru of OriginPoint led as the top independent originator with $363.6 million in volume & 290 loans.
  • Jennifer Beeston of Rate closed $259.9 million & 643 loans, averaging over 12 loans per week.
  • Fif Ghobadian of OriginPoint closed $244.9 million & 238 loans with 24 years of industry experience.
  • Lysa Griffith of OriginPoint closed $243.6 million & 280 loans while based in Kirkland, Washington.
  • To qualify for the 2026 ranking, originators needed to produce at least $25 million in volume or close 75+ loans during 2025.
  • Rate is a joint venture between Guaranteed Rate, Inc. & Compass Inc., focusing on digital lending & wellness.
  • OriginPoint is an independent retail mortgage company designed to accelerate growth through technology & efficiency.
  • Rate holds multiple recognitions including Chicago Agent Magazine's Lender of the Year for seven consecutive years.