Business Wire·Aug 5, 2026, 8:30 AM ET

Riskified and Marqeta Partner to Sharpen Card Issuer Authorization Decisions and Help Reduce False Declines

Riskified and Marqeta announced a partnership to integrate Riskified's pre-authorization risk intelligence into Marqeta's modern card issuing platform.
The integration enables issuers to make more accurate authorization decisions, approve more legitimate ecommerce transactions, & reduce false declines across Marqeta's portfolio.
False declines cost an estimated $81 billion in lost U.S. ecommerce sales after consumers attempt subsequent payment attempts.
Riskified will provide enriched risk data from its global merchant network directly into Marqeta's platform to distinguish trustworthy customers from fraud before authorization.
The partnership strengthens Marqeta's Real-Time Decisioning offering by leveraging richer merchant data to feed its AI-powered predictive risk score.
A top-tier U.S. card issuer previously increased authorization rates by up to 5.9% across various merchant categories & cut false declines by 25% using Riskified data.
Athletic apparel retailer Lorna Jane increased bank authorization rates from 82% to 95% & reduced chargebacks by over 90% after implementing Riskified's decisioning.
Marqeta processed nearly $400 billion in annual payment volume in 2025 & is certified to operate in more than 40 countries.
Riskified's AI-powered platform analyzes individual interactions to provide real-time decisions & robust identity-based insights for fraud prevention.