PR Newswire·Jul 8, 2026, 10:00 AM ET

The Atlantic Federal Credit Union Reduces Consumer Loan Account Opening Time from Two Days to Six Minutes with MANTL Loan Origination

The Atlantic Federal Credit Union becomes the first credit union to launch MANTL Loan Origination, reducing consumer loan account opening time from two days to six minutes.
The credit union unified consumer lending, membership enrollment, & deposit account opening into a single digital workflow to streamline operations.
An 80% personal loan application submission rate was achieved through the new system.
Document collection was eliminated for 67% of booked personal loans over the last 90 days.
Automated reminder emails re-engaged 80% of abandoned loan applications.
Membership eligibility verification & creation were embedded directly into the loan application process to reduce manual employee work.
The Atlantic FCU collaborated with Alkami Technology & development partners to shape the platform based on direct feedback & modernize legacy lending assumptions.
The new system enables a seamless, secure, & fully automated borrowing journey designed to scale the lending portfolio & create cross-sell opportunities.