Business Wire·Aug 13, 2026, 3:09 AM ET

The Fairest of Them All: Klarna Supercharges Memberships, Removing Fees, Boosting Cashback and Increasing Annual Value to as Much as €6,000

Klarna unveiled a revamped membership lineup with four tiers: Everywhere, Plus, Premium, and Max.
Cashback rates were increased across all tiers, reaching up to 1.5% membership cashback on every purchase with the Max tier.
All service fees for Pay Later have been removed, making it fee-free at partner stores without a membership.
Subscription offerings were expanded to include up to 23 digital services, adding NordVPN, Livi, foodora, and Voi to existing perks.
Membership tiers offer enhanced travel benefits, including airport lounge access, travel data, hotel status upgrades, and insurance coverage.
The Max tier includes unique features such as a free unlimited data mobile plan (UK only) and cancel-for-any-reason trip protection.
Members can convert cashback points to loyalty programs for airlines like British Airways, Turkish Airlines, and hotels like Hilton.
New members can sign up for a first month of Everywhere or Plus for €0.99, or 30% off the first three months of Premium or Max.
The new plans are rolling out gradually in Denmark, Germany, Austria, Italy, France, Spain, Belgium, the UK, Norway, Sweden, and Finland.
Klarna emphasizes flexibility, allowing users to upgrade or downgrade tiers without penalties or year-long lock-ins.