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U.S. Accessible Home Equity Reaches Record $13.2 Trillion in Second Quarter of 2026, According to First American Data & Analytics’ Inaugural Accessible Home Equity & Mortgage Rate Lock-In Trends Report

—Mortgage-rate lock-in remains elevated, with 88 percent of accessible equity, $11.6 trillion, held by homeowners whose primary mortgage rates are below current market rates, says Senior Economist Genaro Villa— First