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UMB Financial Corporation Reports Fourth Quarter Net Income of $120.0 Million and Net Operating Income(i) of $122.6 Million. Full-Year 2024 Net Income of $441.2 Million; Net Operating Income(i) of $461.7 Million.

Fourth Quarter 2024 Financial Highlights GAAP net income of $120.0 million, or $2.44 per diluted share. Net operating income(i) of $122.6 million, or $2.49 per diluted share. Average loans increased 14.8% on a