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Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth

YRD
  • Yiren Digital Ltd. published its third annual 2025 Environmental, Social and Governance (ESG) Report covering the year ended December 31, 2025.
  • The report aligns with Global Reporting Initiative (GRI) Standards and benchmarks against United Nations Sustainable Development Goals (UN SDGs).
  • The Company advanced its proprietary Zhiyu and Yizhi large language models, which completed regulatory filing processes, while upgrading its MagiCube Agent Platform to version 2.0 across six core operating areas.
  • Enhanced AI governance includes lifecycle model monitoring, restricted access to sensitive biometric features, human review in risk scenarios, and a new three-tier ESG oversight structure.
  • Female directors represented 28% of the Board, and business ethics training was provided to 100% of Board members and employees.
  • The Company facilitated RMB19.46 billion in unsecured credit loans for over 596,500 small business owners, including RMB2.70 billion for 80,000 female owners and RMB650 million for 17,400 agricultural owners.
  • Specific green finance initiatives included RMB214 million in loans for 4,399 energy-efficiency business owners and RMB41.01 million for 891 environmental protection monitoring business owners.
  • Total greenhouse gas emissions fell 6% year over year, and 100% of servers, network equipment, and office electronics met green environmental protection standards.
  • The Beijing headquarters holds LEED Platinum certification.
  • The Taihua Campus rural revitalization program has built 52 campuses across five provinces, reaching over 75,000 rural children since inception.
  • In 2025, the program supported 85 teachers and nearly 17,500 rural students.
  • Yiren Digital and the Beijing CreditEase Foundation contributed RMB200,000 to emergency relief efforts for the July 2025 flooding in Beijing's Miyun District.
  • The Company continues to advance its "All-in-AI" strategy while integrating sustainability into governance, innovation, and community engagement.