Capitol Federal Financial, Inc. — Fourth Quarter and Fiscal Year 2026 Earnings Summary

Capitol Federal Financial, Inc. reported net income of $22.4 million for the fourth quarter of fiscal year 2026 and $86.4 million for the full fiscal year, marking a significant increase from the prior year. The company's commercial loan portfolio grew by $111.8 million during the quarter, bringing the total outstanding balance to $2.58 billion, while total assets reached $9.67 billion. Net interest margin expanded to 2.39% for the quarter, driven by the continued growth of higher-yielding commercial loans and a strategic remix of the funding base. Additionally, the company returned capital to shareholders through $10.5 million in dividends and the repurchase of 1.68 million shares during the quarter.