Earnings Releases·Oct 27, 2026, 8:00 AM ET

Central Bancompany, Inc. — Third Quarter 2026 Earnings Summary

Net income rose to $116.2 million ($0.48/share), up 2.1% sequentially and 19.7% year-over-year, driven by a 10.0% YoY increase in net interest income to $218.9 million and a 17.0% YoY jump in noninterest income.
Operating efficiency improved with the efficiency ratio declining to 45.9% and return on average assets (ROAA) increasing to 2.27%, while net interest margin expanded to 4.48% on an asset-sensitive balance sheet.
Capital strength remains robust with a CET1 ratio of 13.4% at the Bank level and $2.0 billion in excess capital above long-term targets, supporting a dividend increase to $0.12 per share.
Loan portfolio grew 3.2% annualized to $11.7 billion, though construction loans declined 9.2% sequentially and mortgage banking revenue fell 14.3% YoY due to reduced origination volumes.
Management characterized the quarter as "strong" with healthy fundamentals, while appointing new leadership for the Oklahoma market and consumer credit products to support continued franchise growth.