Chime — Third Quarter 2026 Earnings Summary

Chime reported third-quarter 2026 revenue of $718 million, representing a 32% year-over-year increase, and achieved its third consecutive quarter of GAAP profitability with net income of $44 million. The company added a record 1.8 million net new Active Members over the trailing 12 months, bringing the total to 10.9 million, while Average Revenue Per Active Member grew 10% to $270. Chime raised its full-year 2026 revenue outlook to between $2.792 billion and $2.802 billion and its adjusted EBITDA outlook to between $519 million and $524 million, citing structural improvements in growth and profitability.