Consumer Portfolio Services — Third Quarter 2026 Earnings Summary

Consumer Portfolio Services reported third-quarter 2026 net income of $7.0 million, a 43% increase from the prior year, driven by a 109% surge in loan originations to $815 million. The company's total loan portfolio reached a record $4.71 billion, while diluted earnings per share rose 50% to $0.30. Operational metrics improved significantly, with total delinquencies declining to 12.29% and net recovery rates at auctions increasing to 32%. Additionally, the company expanded its warehouse credit capacity by 52% and completed its largest asset-backed securitization in history during the quarter.