Encore Capital Group — Third Quarter 2026 Earnings Summary

Encore Capital Group reported third-quarter 2026 consolidated net income of $124 million, or $5.57 per diluted share, representing a 76% increase from the prior year period. Global collections reached a record $754 million, up 14% year-over-year, while global portfolio purchases totaled $390 million, including $310 million in the United States. The company raised its full-year 2026 guidance, now anticipating earnings per share between $15.50 and $16.00, alongside global portfolio purchases of $1.50 billion to $1.55 billion and collections of $2.90 billion to $2.95 billion. During the quarter, the company repurchased approximately $27 million of its common stock, bringing total repurchases for the first nine months of 2026 to roughly $73 million.