Earnings Releases·Nov 12, 2026, 6:03 AM ET

EZCORP — Fiscal 2026 Q4 Earnings Summary

Total revenues grew 33% year-over-year to $447.1 million for Q4 and $1,694.7 million for the full year, while consolidated net income rose 28% to $34.3 million in Q4 and 51% to $165.9 million for the full year.
Diluted EPS increased 26% to $0.43 in Q4 and 46% to $2.07 for the full year, with Adjusted EBITDA rising 33% to $64.0 million in Q4 and 47% to $276.7 million for the full year.
The company completed the acquisition of the remaining interest in SMG in July 2026, retiring $134.2 million of third-party indebtedness, and expanded its store footprint by 230 locations to reach 1,590 total stores.
Management expressed confidence in fiscal 2027 momentum driven by the core pawn business, prioritizing de novo expansion and disciplined acquisitions while maintaining a strong, liquid balance sheet.