Farmers National Banc Corp. — Third Quarter 2026 Earnings Summary

Farmers National Banc Corp. reported net income of $14.5 million, or $0.25 per diluted share, for the third quarter of 2026, compared to $12.5 million in the same period of 2025. The company completed a core system conversion to Jack Henry and recognized a $10.3 million loss from a $90.5 million security restructuring, while also incurring $6.1 million in acquisition and conversion costs related to its March 2026 purchase of Middlefield Banc Corp. Excluding these non-GAAP items, adjusted net income was $28.0 million, or $0.47 per diluted share, with the net interest margin increasing to 3.54%. Total assets reached $7.12 billion, driven by the Middlefield acquisition which added $1.82 billion in assets, while non-performing loans rose to $47.9 million.