First Busey Corporation — Q3 2026 Earnings Summary

First Busey Corporation reported net income of $55.8 million, or $0.61 per diluted share, for the third quarter of 2026, while adjusted net income reached $57.2 million, or $0.63 per diluted share. The quarter's results were impacted by a $9.6 million provision for credit losses driven by a partial charge-off on a single commercial relationship in the Central region. Despite the provision increase, the company maintained strong deposit growth of 11% annually and improved its loan-to-deposit ratio to 82.5%. Capital remained robust with Common Equity Tier 1 capital rising to 12.5%, supported by $59.6 million in share repurchases during the quarter.