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First Financial Bancorp — Third Quarter 2026 Earnings Summary

First Financial Bancorp reported record third-quarter 2026 net income of $81.2 million, or $0.77 per diluted share, representing an 11% increase from the same period in 2025. The company achieved a fully tax-equivalent net interest margin of 4.07% and recorded $170 million in loan growth, driven primarily by commercial and industrial, consumer, and Summit portfolios. Adjusted noninterest income reached a record $77.6 million, while the company received federal regulatory approval for its acquisition of Finward, which is expected to close on January 1, 2027.

Company
FIRST FINANCIAL BANCORP
Sector
Financial Services
Industry
Banks - Regional