First Internet Bancorp — Third Quarter 2026 Earnings Summary

First Internet Bancorp reported record quarterly revenue of $43.9 million for the third quarter of 2026, representing a 7% increase from the prior quarter. The company achieved a net interest margin of 2.47%, which expanded by 8 basis points, while diluted earnings per share reached $0.54. Credit quality metrics improved significantly, with net charge-offs declining to 0.82% of average loans and total delinquencies dropping 38% from the previous quarter. Additionally, the loan portfolio yield increased to 6.42% as the bank continued to shift toward core lending areas with higher yields.