First National Corporation — Third Quarter 2026 Earnings Summary

First National Corporation reported record consolidated net income of $6.9 million for the third quarter of 2026, representing earnings per share of $0.76. The company achieved a tax-equivalent net interest margin of 4.38% and recorded net loan growth of $13.6 million during the quarter. Year-to-date through September 30, 2026, the corporation earned $17.5 million in net income with a 4.7% annualized loan growth rate. Strategic branch optimization efforts included the consolidation of three offices and the sale of two North Carolina locations, which are expected to generate a gain in the fourth quarter.