Five Star Bancorp — Third Quarter 2026 Earnings Summary

Five Star Bancorp reported net income of $21.9 million for the third quarter of 2026, an increase from $19.4 million in the second quarter and $16.3 million in the same period of the prior year. The company raised approximately $130 million in net proceeds from a public offering of common stock, which expanded its capital base and supported a 4% growth in total loans held for investment. Net interest income rose to $50.9 million, driven by higher-yielding loan growth and a 13-basis-point year-over-year expansion in net interest margin to 3.69%. Additionally, the company declared a $0.25 per share cash dividend and increased its number of Business Development Officers from 45 to 50 during the quarter.