Fold Holdings, Inc. — Third Quarter 2026 Earnings Summary

Fold Holdings, Inc. reported third-quarter 2026 revenue of $4.2 million and a net loss of $2.6 million, while total operating expenses decreased by 21% year-over-year to $10.5 million. The company expanded its Fold Credit Card to approximately 2,500 cardholders and launched new balance products, including Fold Reserve and Lead Bank accounts, which drove a 270% increase in custody and trading revenue. Fold's total verified accounts grew to over 88,500, and the firm ended the quarter with $21.7 million in cash and 247 BTC in treasury holdings.