GBank Financial Holdings Inc. — Third Quarter 2026 Earnings Summary

GBank Financial Holdings Inc. reported net income of $3.9 million, or $0.27 per diluted share, for the third quarter ended September 30, 2026, a decrease from the previous quarter and the same period in 2025. Net interest income rose to $13.6 million, driven by volume growth, while the net interest margin increased 17 basis points to 3.95%. Non-interest income declined due to a significant drop in net interchange fees following changes in credit card funding practices by sports betting operators, resulting in a total net revenue of $20.3 million. Excluding non-core items such as severance and fraud losses, adjusted net income was $4.3 million, or $0.30 per diluted share.