HCI Group — Third Quarter 2026 Earnings Summary

HCI Group reported a third quarter 2026 pre-tax income of $116 million and net income of $86 million, representing an increase from the same period in 2025. Diluted earnings per share for the quarter reached $6.45, driven by a 5% growth in gross premiums earned to $316 million and a reduced gross loss ratio of 20.7%. For the nine months ended September 30, 2026, the company achieved pre-tax income of $343 million and diluted earnings per share of $17.48. Additionally, the company completed its $80 million share repurchase program in July 2026, having repurchased a total of 504,330 shares.