Earnings Releases·Nov 3, 2026, 4:25 PM ET

Jack Henry & Associates — Q1 FY27 Earnings Summary

GAAP revenue rose 8.8% year-over-year to $701.5 million, with GAAP net income and diluted EPS increasing 11.4% and 15.6% respectively to $160.4 million and $2.28.
Full-year fiscal 2027 guidance was issued for GAAP revenue ($2.698B–$2.718B), operating margin (24.7%–24.9%), and EPS ($7.47–$7.51), assuming no acquisitions or dispositions.
Strong growth was driven by a 43.8% surge in faster payments revenue and robust cloud migration, though cost of revenue and R&D expenses rose 7.9% and 16.6% due to personnel and cloud consumption costs.
Capital return activity included $71 million in stock repurchases, while cash and cash equivalents declined 30.0% to $25.4 million and debt increased to $85 million.