Earnings Releases·Oct 29, 2026, 8:04 AM ET

Mastercard Incorporated — Third Quarter 2026 Earnings Summary

Third quarter net revenue rose 14% year-over-year to $9.8 billion, while net income and diluted EPS increased 18% and 22% respectively to $4.6 billion and $5.28; year-to-date revenue grew 15% to $27.5 billion.
Operating margin expanded to 59.8% (up 0.9 percentage points) driven by 16% growth in operating income, supported by 11% payment network revenue growth and 19% growth in value-added services.
Capital return activities included $3.0 billion in share repurchases and $763 million in dividends during the quarter, with $4.9 billion remaining under the approved program.
Strategic growth highlighted in Agentic Commerce and the Global Money Platform, with strong regional performance in Latin America (GDV +21.6%) and Europe (GDV +6.1%).
Year-to-date results included $202 million in restructuring charges, $156 million in litigation-related charges, and $1.4 billion in cash used for acquisitions, while effective tax rates declined to 19.4%.